Hello everyone …..

Are you planning to invest your money in this Covid-19 crisis ?

yesss ??? then just asking you 3 questions

1) Where will you invest your money due to covid-19 impact ?

2) is it good time to invest in covid-19 ?

3) How to invest in Share Market during covid-19 ?

This article will help to make your “Profit” as well save your loss & will guide for investment
planning also how to invest in share market due to this crisis,so Here I am going to tell you in detail views on each topics for investment. so read it to the end.

Firstly, Be aware about your Money because of this impact on the economy due to corona virus. We didn’t even notice
six months ago that a corona virus existence. He came and the whole equation of
investment was blown away!

 
Before starting, Let’s have a look on overall condition
of people’s Mind and Current economy.

               The share market was
going up till the month of February. Although interest rates were not
high, they were fairly stable. Senior citizens were getting a lot of interest
and gold was starting to wake up from many years of deep sleep!  At that
time, no one dreamed – something would happen that would create a depressing
situation everywhere.  The economic situation will deteriorate not only in
our country but all over the world and things will change rapidly. If anyone’s
predictions are correct, these are the countable as fingers of hand.  Most
of the predictions, like – Corona will last till May, big economies will come
out soon, vaccines will be ready soon, everything will be fine in two-three
months .. etc.

               But today, when we look
at the situation around us, it seems that everyone is skeptical about how much
the economy is going to go down, they don’t even know when the lockout will
end, how many more days the corona numbers will go up and how it will go
down.  Harassing many countries, businesses are still not fully
operational!  And the most common question facing the average person is
money!  From those who don’t have a job to those who have a good
investment.  The senior class who were keeping all their money in term
deposits,

“Pradhan Mantri Vay Vandana Yojana”, “Jyeshtha Nagarik Bachat Yojana”                                                                                                 are
worried that they will have to look at lower interest rates.  Even those
people that are doing SIPs as a ‘mutual fund signature’ are puzzled as to
exactly how many years it will take to get a refund!  Congregations that
look at gold as a traditional investment option are happy with today’s prices,

             but there is no definite answer as to why they should invest more. 
Confusion is also looming over how long the good days of real estate are over,
whether regular income from rented spaces will continue, whether it is the
right time to buy a property for a need.  Low interest rates, stock market
uncertain, gold very expensive, real estate in trouble – so where to
invest?   That’s why today’s article.

 First Step What to Do:

              In such a situation firstly, provide for your needs and then turn to investing.  The
money should be kept in a completely safe place to meet the needs of the coming
year.  Savings accounts, term deposits in good banks, deposits of very
secure companies, debt mutual funds with short term and good portfolio – these
investment options should be used.  All the money should be divided into
three or four places instead of one.

                 We need to be a little
more careful when investing the money we need in the next two to five
years.  Because even though interest rates are low today, it is not
possible to predict when this cycle will change.  Fearing that it will go
down further, if all the money is kept for a long time and in the meanwhile
interest rates go up due to rising inflation, then the returns will go down and
the value of the investment will go down.  The amount should then be
divided into maturity investing options using the ‘laddering’ method.

                                                         invest in share Market

 

1. Now to the share market 

                     A lot of new demat accounts have been opened in the last two months
and retail investment has been on the rise.  On the one hand, the news
sounds good; But on the other hand, do these new investors also feel the
fear of market risk?  As the share market is down, not all companies are
available at cheaper rates.  So be careful when investing in shares or
equity mutual funds.  Because not all industries will be reversed, and no
matter what happens, they will not be as profitable!  And more
importantly, it is not possible to say exactly market will go down and how much
it will go down.  So choose stocks of good industries and mutual funds
with real risk and invest in phases.  Moreover, the benefits should be
taken away as much as possible.  It is important to keep in mind that
long-term investment can lead to huge losses as it is tax deductible.

 

Gold

2. In the case of GOLD:

                The
price has definitely gone up a lot;  But it is not strange that it will
not go up anymore.  Global instability has not abated and gold has become
more expensive as our country’s currency, the rupee, has not stabilized. 
So this investment option will not go unnoticed;  But just as money has
turned to the stock market, it has also turned to gold.  So it is
difficult to say when and how much gold prices will come down.  Still, I don’t
think it’s okay to put a little money in gold;  But in doing so, without
taking jewelry, Gold ETFs or Gold Mutual Funds (note the exit load before
investing!) Are useful options.  Although Sovereign Gold bonds have an
interest rate, I wonder if they will get a fair price when selling these bonds
in times of uncertainty.  When investing, invest a small amount and keep a
close eye on the price of Gold.

 

Real estate

3. When investing in Real Estate:

                 You need to understand the difference between need and
investment.  If you want to buy a house for your own use and also take out
a loan, there are signs that property prices will come down in the near
future.  In addition, since interest rates on home loans are also low, it
would be beneficial to make a decision.  Proper planning, with the provisions
of the Income Tax Act in mind, can be even more beneficial;  But if you
are looking at this option as an investment, keep in mind that it is not
possible to say exactly how fast the space can be rented and whether the rent
will be as expected.  The demand-supply equation is different in each
place and again the expectation of rent and price increase varies according to
the residential and commercial space.  It is important to be cautious as
these investments cost a lot of money.

            So, the investor has to
be more aware now and make more careful decisions about his own money. 
Future investment management should be done by paying close attention to ‘asset
allocation’ and taking real risk.  With such a situation, the way forward
does not look right;  But if you want to get out of this situation in the
future, it is very important to take careful steps.  Try to plan your own
financial life by avoiding free discussion on social media.